mdmcuriel
Forum Newbie
Topics: 2
Posts: 3
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My husband interviewed at 4 programs, 3 surgery and 1 Ortho, and in three weeks we may find out he did not match at all.
His student debt payments for $290,000 would be due 6 months after his last attendance day in medical school, that would be June. SO if he does not match, payments are due!!!
Has anyone on here not matched, and can you defer your debt for another year. We are looking into our options but I wanted to see if anyone here had any advice?????
Also, during the scramble, would it be better for him to take any position so we can defer our debt and then he can try to rematch the next year or do a year of research and we will live in a homeless shelter bc we will be so broke???
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| aajkal
Forum Elite
Topics: 42
Posts: 241
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think positive.
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| dev
Forum Guru
Topics: 70
Posts: 1,794
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hey i understand what u are going thru will try to find out from some of my friends. but be positive. it just depends on how interested he is in other fields.
just out of curiosty , what do u do?
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| aleeza
Forum Newbie
Topics: 1
Posts: 8
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aajkal im sorry to say this But thinking positive doesnt feed you neither it provides shelter. So unless you can give her with the information she needs, dont throw away advices. People can write pages and pages of "pep talk" but in the end practical thinking and back-up plans are what's really needed. She is asking a legit question ANSWER HER!
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| aajkal
Forum Elite
Topics: 42
Posts: 241
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i don't know the ans but i definately think her hubby has a great chance. she looks so worried so she should think positive. i can only tell her what i know. what i don't know can't tell. good luck to u and her hubby.
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| hookorcrook
Forum Guru
Topics: 31
Posts: 189
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I understand that you are in quite a situation coz 300K in debt is not a joke...Just a thought.... what do you do? If you are a grad it is not a big deal to find a job which pays 40K(resident salary) in the US...It will probably solve your problem for a year so that you can make the minimum payment towards the loan even if your hubby is a sit-at-home-husband. I am sure you have already thought about this...Good luck.
___________________
I am there...almost..
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| wamba
Forum Guru
Topics: 149
Posts: 664
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This is normal prematch anxiety. You have to think positive but better, as aleeza said you have to plan your back-ups. I dont know if you can defer your debt; I would be surprised if it is possible. Get this information from the source (the bank or the institution that gave you money).
Back-up 1: prepare for the scramble but as you may know it is difficult to get a position from it so you have to plan your back-uo number 2: find a job (medical or nonmedical) for one year. When life is hard (when you have debt and a family) you have to be practical. problem solving is the most important thing in your life. Start looking for a job in case you don't match.
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| ngt
Forum Guru
Topics: 34
Posts: 304
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Back-up 2: prepare your application for less competitive specialties such as FM. Aftre FM, I think you can do sports fellowship. that may work for him if he is interested in ortho.
Scramble for prelim surgery is said to be easy, but the problem is this may be only temporary solution as many prelim PGY1 find themselves in a hole after a year.
good luck, ngt.
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| mdmcuriel
Forum Newbie
Topics: 2
Posts: 3
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You all have been great!
Thanks for your answers - he did not match and we are about to take part in the scramble
So frustrating after spending $5,000 on ERAS, flights and hotels for him to interview and scoring 237 and 243 on his USMLE's -
we are going to work hard for the scramble and stay very very positive!
Any more advice on scrambling would be greatly appreciated.
Thanks a milliion
Worried wife
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