Dragonfly
Forum Elite
Topics: 21
Posts: 322
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Hi guys,
I am a 6th year medical student and i have been trying to apply for "Clerkship electives" in US, but the biggest obsticle is that almost all hospitals expect from you a "Malpractice insurance" a.k.a. "Liability insurance" and most of them insist that they can not provide for visiting students such insurances and if they don`t have this, they shouldn`t bother to apply 
i live in europe and i have asked all insurance companies here but none have such a service that covers US too!!
has anyboy had this experince? how should i get a malpractice insurance ? are there any online reliable companies that i can buy that from them?
one more Q., some of these med schools tell you to choose 3 periods and they finally get to choose one of these 3 depending on the availability,etc.. so how can i buy "insurance' for a specific period. so if i get accepted for the other 2, the insurance goes to the ashtray? can i buy an "Open" 1-month insurance (like plane tickets) or such a thing doesn`t exist ?
i highly appreciate your help.
thanks .
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| Dragonfly
Forum Elite
Topics: 21
Posts: 322
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anyone? please !!
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| cloudparkville
Forum Junior
Topics: 13
Posts: 24
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try this.
DAVID LEFTON
Levy & Levy & Lefton Ins. Agency
40 NE Loop 410, Suite 533
San Antonio, Texas 78216
Phone 210-349-2500 Fax 210-349-7150
Email: LLLeftoninsure@aol.com
but to get this insurance, you need to do your elective first in massachusetts uni. it cost about 1400 i think, not sure. not many insurance company provide insurance for elective. this is the only one i know. how it helps
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| Dragonfly
Forum Elite
Topics: 21
Posts: 322
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cloudparkville thanks alot for responding.
i`ll contact them.
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| ManuNastai
Transilvanian..
Topics: 55
Posts: 838
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I also searched the web a little bit and sent some mails to univ.s which provide electives and I got this response regarding insurances:
Personal Health Insurance -
International Medical Group, Inc.
407 Fulton Street
Indianapolis, IN 46202-3684
Telephone Number - (317) 655-4500
E-Mail Address - www.imglobal.com
Malpractice Information -
Stewart Smith Mid-America
30 South Walker Drive
Suite 2706
Chicago, IL 60606
Telephone Number - (312) 236-7333
I hope these will help you. please keep me updated on your progress: where you got an rotation, and which were the requirements. in this way we all can hepl each other. thanks.
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"Love is the only inflamation of the heart that drains in the vagina" (translation after Dr Petre Florescu, Professor of Pathology, UMF "Iuliu Hatieganu", Cluj Napoca
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| Dragonfly
Forum Elite
Topics: 21
Posts: 322
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thanks alot for the help.
sure i'll let you know what will happen 
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| ManuNastai
Transilvanian..
Topics: 55
Posts: 838
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so, Dragonfly, what happened? Did you got any rotations?
where did you apply? Who responded positively/negatively?
Thanks!
___________________
"Love is the only inflamation of the heart that drains in the vagina" (translation after Dr Petre Florescu, Professor of Pathology, UMF "Iuliu Hatieganu", Cluj Napoca
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| Dragonfly
Forum Elite
Topics: 21
Posts: 322
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negative i have send out some applications 1-2 months ago. they say "it is a long process..."
i`ll keep you posted as soon as i get any response.
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| eunkyung
Forum Newbie
Topics: 1
Posts: 3
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How about trying other hospitals you can buy malpractice insurance through?
Like Mount Sinai in NY, and University of Texas Medical Branch at Galveston..I am going to UTMB next Feb. I've been trying to find malpractice insurance but I couldn't. But there should be some way..Good Luck
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| dharjma
Forum Senior
Topics: 11
Posts: 182
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i hope im not too late. MALPRACTISE INSURANCE SHOULD BE FREE FOR A MEDICAL STUDENT. please contact teh Medical Protection Society (MPS ORG) in your country or the MDU (medical defense union). its free. and american elective programs accept it.
Edited by new_n_lost on 09/25/07 - 02:36 PM. Reason: No Abusive Language on the Forum
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| ManuNastai
Transilvanian..
Topics: 55
Posts: 838
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hmm.. dharjma, i'm sure it's not
let me explain something to you: we don't pay malpractice insurance; our univerisites don't pay malpractice insurances; OUR PHYSICIANS don't pay malpractice insurances!!! wtf, why hide: THERE WAS NEVER A PHYSICIAN SUED FOR MALPRACTICE in my country.
There was a case in which one guy went in an operation with a hernia and came out without his dick!!!! it's true, the doctor said it was a moment of loosing his sanity and I think, but not sure that he lost his licence (even if he insisted to continue practicing)!!! even that, wasn't malpractice!! 
did I mention that after he cut the guy's dick he trew it in the trash?
conclusion: in every normal country, with a normal medical system that would be free!! not ours!!
___________________
"Love is the only inflamation of the heart that drains in the vagina" (translation after Dr Petre Florescu, Professor of Pathology, UMF "Iuliu Hatieganu", Cluj Napoca
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| dharjma
Forum Senior
Topics: 11
Posts: 182
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i think you misread my earlier statement man. what i meant was malpractise insurance for a medical student doing an elective in the USA under the MPS or MDU is free. as in no charge whatsoever. all u need is to be a member of mps or mdu. membership for medical students is FREE.
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| Dragonfly
Forum Elite
Topics: 21
Posts: 322
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how can we reach them? i can`t seem to find their websites.
thanks.
Edited by Dragonfly on 10/08/06 - 09:41 AM
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| dharjma
Forum Senior
Topics: 11
Posts: 182
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google my friend:
http://www.the-mdu.com/gp/index.asp
or
http://www.medicalprotection.org/medical/united_k...
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| Dr.EJCV
Forum Newbie
Topics: 5
Posts: 26
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Hello everyone.
Just a quick question. I just started like 2 months ago (after I finished med school in El Salvador) to really get into the processes of the USMLEs and such. I came upon the famous LORs, which I had no idea were so important and so difficult to get. Now, my question is regarding the USCE. I understand that Oberverships are no good, and that Externships are the way to go (or well, better). Do I have to pay to do these Externships, does the fee vary from Hospital to Hospital? And how long does it have to be in order for it to be counted, and damn if I need 3 LORs, thats 3 externships. PLease someone help me out  Also, whats the deal with the malpractice insurance??
Thanks. Me
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| Dragonfly
Forum Elite
Topics: 21
Posts: 322
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thanks dharjma, but i did come up with these results. they are for UK ??!!
can you help me out here? am i missing something?
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| ManuNastai
Transilvanian..
Topics: 55
Posts: 838
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that's what I was thinking.. dhrjima, UK is one of those civilized countryes I was talking about!!!
mine is not 
___________________
"Love is the only inflamation of the heart that drains in the vagina" (translation after Dr Petre Florescu, Professor of Pathology, UMF "Iuliu Hatieganu", Cluj Napoca
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| ManuNastai
Transilvanian..
Topics: 55
Posts: 838
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found a useful link in this matter http://www.immihelp.com/
___________________
"Love is the only inflamation of the heart that drains in the vagina" (translation after Dr Petre Florescu, Professor of Pathology, UMF "Iuliu Hatieganu", Cluj Napoca
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| docsergio2003
Forum Newbie
Topics: 3
Posts: 10
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Hi there !
I am a medical student and I am suppose to attend a clinical clerkship, an elective next summer in Illinois,USA. The only problem is that I am not able to find some information about the posibility of contracting a personal liability insurance = malpractice insurance, insurance that is mandatory and for visiting students it is not offered by the host university, nor by the home one!!!
Can anyone of you help me in this matter, recommending me an insurance company that deals with this sort of inssurance or the procedure that I have to follow.What companies or brokers should I contact in order to buy an insurance like that ?
Thanks very much and please excuse the trouble !
My e-mail address is docsergio2003@yahoo.com
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| Dragonfly
Forum Elite
Topics: 21
Posts: 322
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i also found out about this company : http://www.amwins.com
contact : gabriela.garcia@amwins.com
it costs 1250$/year (you have to buy 1 year from them even if you are doing it for 1 month!!).
hope it helps.
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| ManuNastai
Transilvanian..
Topics: 55
Posts: 838
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thiefs!!!! 
___________________
"Love is the only inflamation of the heart that drains in the vagina" (translation after Dr Petre Florescu, Professor of Pathology, UMF "Iuliu Hatieganu", Cluj Napoca
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| Dragonfly
Forum Elite
Topics: 21
Posts: 322
|
well, you know 
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| ManuNastai
Transilvanian..
Topics: 55
Posts: 838
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found one company, but only covers AZ, CA, NV and a few others on the west coast and S-W USA
Barbara Gilsdorf-Jones
Desert Mountain Insurance Services, Inc.
2918 N. 67th Place
Scottsdale, AZ 85251
480-348-2200 Phone / 480-348-2199 Fax
$1200-1500/year depending on speciality
Edited by ManuNastai on 04/21/07 - 04:47 AM
___________________
"Love is the only inflamation of the heart that drains in the vagina" (translation after Dr Petre Florescu, Professor of Pathology, UMF "Iuliu Hatieganu", Cluj Napoca
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| ManuNastai
Transilvanian..
Topics: 55
Posts: 838
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Gabriela Garcia
AmWins Brokerage of Illinois
Financial Risk Group
10 South LaSalle, Suite 3200
Chicago, IL 60603
Phone 312-575-9269
Fax 312-575-9297
email: Gabriela.Garcia@amwins.com
www.amwins.com
$1245+
Edited by ManuNastai on 04/25/07 - 05:02 AM
___________________
"Love is the only inflamation of the heart that drains in the vagina" (translation after Dr Petre Florescu, Professor of Pathology, UMF "Iuliu Hatieganu", Cluj Napoca
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| ManuNastai
Transilvanian..
Topics: 55
Posts: 838
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Levy & David Lefton Insurance Agency, Inc
40 N. N.E. Loop 410, Suite 533
San Antonio, TX 78216
Tel: 210-349-2500
Fax: 210-349-7150
Contact: Mr. David Lefton
email: llleftoninsure@aol.com
up to $1404
___________________
"Love is the only inflamation of the heart that drains in the vagina" (translation after Dr Petre Florescu, Professor of Pathology, UMF "Iuliu Hatieganu", Cluj Napoca
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